What's the name of the song and artist?

i always hear this song on 98.7, the song has this kinda fast picking, low clean guitar riff throughout the song, and the lyrics are spoken the whole song in kinda a monotone voice. there also is a really simple trumpet part that repeats multiple times throughout the song. i think the song is from the late 90's-early 00's. what's the name of the song and artist?